Article 15 – Insurance, Health And Dental Benefits

All Residents working within Saskatchewan are to be covered by CMPA for liability insurance. The Employer agrees to pay one hundred percent (100 per cent) of the cost of CMPA coverage for all Residents, excluding Sponsored Residents. It is understood that the type of coverage provided under this benefit will not include work performed outside the Resident’s normal Program, aka ‘moonlighting’.

Personal property loss or damage occurring in the course of a Resident’s program duties shall be replaced or repaired at the Employer’s expense to a maximum of $200 per academic year less any amounts first paid by WCB and/or the SHA. Any incident giving rise to such a claim must be reported in writing to the Program Director and the SHA within five (5) days of occurrence, or no claim will be allowed.

Residents who enroll in the Group Disability Plan shall receive disability income protection in accordance with the terms of that Plan.

Basic Disability Insurance will be available to all Residents who qualify and to whom regular remuneration is paid by the Employer. The Employer shall pay the premium cost of each Resident enrolled in the Plan.

Payment of premiums by the Employer will be made only in relation to Residents to whom regular remuneration is paid by the Employer.

For Residents who enroll in the Group Life Insurance Plan, the Employer shall provide the premiums for the first $100,000 of coverage to a maximum of $67.50 per enrolled Resident per year.

The Employer shall provide dental plan coverage for all employees, except for Sponsored Residents. Detailed Dental Plan information shall be provided by the Employer upon request.

The Employer shall provide extended health care plan coverage for all employees except for Sponsored Residents. Detailed Plan information shall be provided by the Employer upon request.

The Employer will provide a Direct Pay pharmacy billing card for the union’s members pursuant to the rules governing such benefit.

The Employer will be entitled to payments from Employee Benefit Plan funding in the amount of $1.34 per employee per month per employee enrolled in the Extended Health Care Plan and per employee enrolled in the Dental Plan to defray administrative costs incurred.