Memorandum of Agreement

RESIDENT DOCTORS OF SASKATCHEWAN (RDOS)

The collective agreement between the University of Saskatchewan (hereinafter "the Employer" and the Resident Doctors of Saskatchewan (hereinafter PAIRS and/or RDOS and/or "the Union") for the period January 1, 2013 to December 31, 2014.

Table of Contents

Employee Benefit Plan (EBP) Premium Usage

The parties agree that effective the date of signing of this Collective Agreement, any surplus EBP Employer paid premium dollars not required to pay the current required Plan premiums will be used to offset premium increases in other EBP’s available to Residents pursuant to this Collective Agreement.

The parties will meet to discuss benefit premium issues and the status of any retained surplus premium funds from time to time. The Employer will provide financial information updates to the Union regarding EBP premium increases.